September 24, 2014, 5 Comments

In a world of credit cards, e-payments, and Paypal, it is easy to forget the importance of cash. From payroll and taxes, insurance, costs of sales and services, supply costs, […]

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Five Timeless Tips for Managing Cash Flow and Risk

August 1, 2011, 2 Comments

There are certain fundamental functions that businesses must perform to survive. These functions are timeless and applicable no matter what the econo ...

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Ensuring Financial Strength to Support Growth Initiatives

December 29, 2010, No comments

Note: This article originally appeared in the December 2010 issue of Franchising World. The world of credit underwriting has been turned on its head, ...


Go Green to Make and Save Money For Your Small Business

October 27, 2010, 1 Comment

While blogger Dave Choate is on vacation, we’ll be digging up some gems from PointBlank’s past. Enjoy! Big businesses such as Google, Walm ...

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    What Is Your Normal?
    March 17, 2010, No comments

    What is your normal that is unique to your customers? You may have heard the term “value proposition,” “unique selling proposition,” “competitive advantage,” etc, etc. In the end what they […]

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    Where Did The Money Go For Small Business?
    October 21, 2009, 1 Comment

    Today’s post started with a question I asked of our CEO, James Broom. The question was how he would describe the current lending landscape for small business? Being a business […]

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    The Business Credit Perfect Storm
    June 8, 2009, 3 Comments

    If you are a business owner, you have likely experienced first hand the effects of the embattled credit markets.  In fact, a recent survey by Duke University and the University of […]