How A Small Business Loan Works: Part Two Of A Video Series

Small Business Loan Application
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Small business loans can be the spark to light your small business’s path forward. With the right line of credit, with the right bit of lending, your small business can continue to grow.

Today, Director of Client Services Scott Lynch will walk you through payment options for working capital loans* and  what kinds of loans you can get. Armed with this knowledge, we hope you’ll find the loan process easier to navigate. That will help you get the financing you need faster, and that’s never a bad thing.

If you missed the first part of our series, you can check it out right here.

You’ll find the video below. We would appreciate your feedback, and let us know if you have further questions that Lynch and the rest of the Direct Capital team can answer.

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Photo credit to iStock

*Working capital not available in the following states: AK, DE, ND, VT


  1. Payment, while seemingly an important item, usually is a moot point. It’s not your rate and your payment that matters. What matters is what you do with those funds. A business loan is an assets and like any assets should bring more to the business then it costs. So, even if your payment is one dollar, if you can’t earn more than the loan cost – then you don’t need a loan.

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