Why Getting Heat And Air Loans Makes Sense

Heat and Air Business
Reading Time: 2 minutes

It’s rapidly appr0aching summer. That means it’s time to start thinking of shutting off the oil burner (what a relief!) and turn on the air conditioning (oh no!). Such is the life of a business.

That also means a much more expensive electric bill. If you have expansive space and need to keep the A/C on constantly, you could be adding hundreds or even thousands of dollars to your bill at the end of every month. That’s nothing to sneeze at.

That cost rises if you don’t have air conditioning and wish to get it. While your average, garden-variety window-installed A/C unit can cost $100 or less, central air for your business is significantly more expensive. What’s a business owner who doesn’t want to suffer heatstroke at his or her desk to do?

Get a business loan, that’s what.

Why Get A Business Loan?

As I see it, there are two great reasons to turn to a loan for your A/C equipment. If you really want to get ahead of the curve and improve/install new heating equipment, you can also do that. Here’s the two reasons I think justify looking for a lender, in no particular order.

  • The cost. You’re going to ultimately pay about the same amount, but huge payments up front are anathema to the small business owner. Spread the cost out and keep your wallet and your office cool.
  • The immediacy. A good financing firm—I’d be remiss if I didn’t plug ours—can turn around an equipment lease in very little time, allowing you to get that sucker revved up and ready to cool your building before the heat waves hit. That’s a nice little piece of peace of mind.

So if you’re looking to get new HVAC equipment this spring, a loan might just be the best way to get it. Let us know if you’re thinking about that possibility.

Join Direct Capital On FacebookFollow Us On TwitterSubscribe To PointBlank By E-mail

Photo credit to iStock