Top 50 Money Management Tools, Apps Software for Small Businesses

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Without a doubt, many of the most important-but-dreaded business tasks relate to finances: bookkeeping, accounting, invoicing, payroll, benefits, commissions, taxes – the list of do-I-have-to’s drags on and on and on. Thankfully, today’s financial landscape for small business is blooming with gorgeous apps, intuitive cloud-based tools, and smartphone solutions designed to make your life easier and your finances a little less dreary. We’ve chosen 50 of the best software programs, apps, and online tools built for freelancers, small businesses and entrepreneurs. Some solutions are single-featured – created to fulfill one task perfectly – and others offer all-in-one solutions to every possible financial requirement. So whether you’re a micro-business or a booming enterprise growing its way to mid-sized status, we’re sure you’ll find a tool (or ten) that suits your needs.

 

1. FreshBooks FreshBooksKicking off our list is FreshBooks, one of the most recognized names in small business accounting. This cloud-based tool is a small business owner’s dream, helping you track your time, create invoices, and receive payments via popular gateways, including PayPal, Authorize.Net, and iTransact. FreshBooks is streamlined, intuitive and, frankly, pretty: it’ll make your bookkeeping just a little less ho-hum.

Features:

  • Intuitive interface means there’s little learning curve to get started
  • Save time tracking time, generating invoices, and getting paid
  • Available online (web-based) and for iOS and Android

Price: Free Account (1 client); Paid accounts from $19.95/month (25 clients)

 

2. TriNet Expense TriNet ExpenseTriNet Expense is a cloud-based solution to expense reports. Log in to the TriNet Expense online portal, and you’ll access a simple tool for collecting, storing, tracking and submitting expense reports – all much faster than these time-hungry tasks would normally take. And since everything is automated, you can manage your expense reporting from start to finish via the online portal or TriNet’s handy apps.

Features:

  • Make payroll, employee expense report reimbursements, and other accounting processes almost effortless
  • Access all expense reporting, from data collection to report submission, via one portal
  • Available online (web-based) or for iOS, Android and Blackberry

Price: Free Trial; Accounts from $8/month per user

 

3. Invoice2go Invoice2goSmall business owners have many financial responsibilities: cost estimates, invoicing, billing, payment collections and, of course, financial reporting. Invoice2go helps you with each of those tasks, all with one super simple tool that you can use in the cloud, on your work computer, or via mobile app.

Features:

  • Create invoices and collect payments, and have at-a-glance access to pending invoices and unpaid bills
  • Easy to use: send your first invoice in as few as three minutes
  • Available online (web-based), for PC and Mac, and for iOS and Android

Price: Free Trial; Starter account from $49/year

 

4. Timewerks TimewerksFor micro businesses and solopreneurs, Timewerks offers up a simple, streamlined time-tracking app. Ideal for small businesses that invoice by the hour – consultants, freelancers, contractors, lawyers, etc. – Timewerks allows you to track multiple projects and multiple clients, and create beautiful HTML and PDF invoices while you’re at.

Features:

  • Easily record timesheet hours, add notes, and more to your projects
  • Optional cloud sync of all your data
  • Available online (web-based) and for iOS

Price: Free basic account; Cloud syncing $24.99/year

 

5. AccountEdge AccountEdgeAcclivity AccountEdge is a robust, all-in-one accounting solution for small businesses with diverse financial needs. AccountEdge will handle everything from basic accounting, like payroll and invoicing, to more complicated tasks like payment processing and business banking. A benefit of AccountEdge is that Acclivity is constantly adding functionality and updating the software to incorporate new technologies, like cloud-based accounting.

Features:

  • Advanced functionality incorporates subscription billing, department accounting, and powerful inventory tools
  • Bill in multiple currencies and configure your own sales tax
  • Available for Mac

Price: $499 new; $359 upgrade

 

6. WorkingPoint WorkingPointWorkingPoint is streamlined, web-based accounting that focuses on core financial functions without the clutter of most accounting tools. Instead of focusing on the tiny details that most small businesses don’t need, like what storage facility houses a specific pencil box, WorkingPoint throws its energy into account monitoring, bill management, invoice creation and billing, financial reporting, and tax tasks.

Features:

  • Streamlined: if you think most accounting software is overkill, you’ll appreciate the sleek functionality of WorkingPoint
  • Dashboard access to bills due, pending invoices, operating cost reports, expenses, and more
  • Available online (web-based)

Price: Free Trial; Paid accounts from $9/month

 

7. SAP SME Business Management Software SAP SME Business Management SoftwareSAP is a big name in business, but that doesn’t mean it only does big-business solutions. SME Business Management Software is designed for small and medium enterprise, rolling out a tool to help you record your financials quickly and efficiently. SAP’s software incorporates financial monitoring, management and improvements, as well as HR processes, logistics, manufacturing, and other aspects of your company. Features:

  • Access real-time business insights
  • Keep your books up-to-date and accurate
  • Available on-premise, on-demand and as mobile apps

Price: Free Trial; Contact for pricing

 

8. NetSuite NetSuiteNetSuite is another big name, and its robust features are best utilized by small and medium businesses with a growing employee roster. As its name implies, NetSuite offers a suite of business tools – customized solutions based on your business type, industry, and individual needs. You’ll find solutions for payroll, eCommerce, billing, payment collection, and more.

Features:

  • Manage your company’s entire financial picture from within one tool
  • Speed closings, order-to-cash processes, and other time-sensitive functions up to 50%
  • Available online (web-based)

Price: Free Product Tour; Contact for pricing

 

9. Yendo YendoIf you’re looking for cloud accounting and customer relationship management (CRM), look to Yendo. The cloud-based business solution helps you manage customer communications, improve client relations, and work with your sales team, while integrating email marketing, bookkeeping, invoicing, payment processing, and data backup. One limitation: Yendo does not manage your inventory, so it’s best for businesses that offer services or manage sales.

Features:

  • Manage customer communications from one tool – you can even send up to 20,000 emails a month!
  • Cloud accounting rolls together financial management, expenses, payment processing, and invoicing
  • Available online (web-based)

Price: $19-$599/month

 

10. BillTracker BillTrackerIf you’re in the market for a simple, mobile tool to track all your company’s bills, BillTracker could be it. This iPhone app does one thing, and one thing only: it tracks your bills – water, electricity, and more – to keep you current on amount owed, payment due date, payment confirmations, and more. You can set up bill-pay notifications and enter the calendar view to see when bills are due (and which are already past-due). Features:

  • Never panic again over whether you forgot to pay a business bill
  • Upcoming view gives you at-a-glance access to the next 30 days’ worth of bills
  • Available for iPhone

Price: $1.99

 

11. Zenefits Zenefits“Benefits. Payroll. HR. All online, all in one place. Free.” That’s how Zenefits describes its offerings, and it’s a pretty apt description. Zenefits is all about super-simple setup for your company’s group benefits programs – employee medical, vision, dental, stock options and 401(k) – and payroll, all online and paperless. Unlike most tools on our list, Zenefits is not an accountant replacement; it’s more of a replacement for your HR department. Think of it as your licensed benefits broker, with payroll rolled in. Features:

  • Manage all employee benefits, including stock options and 401(k)s, in one place
  • Easy to update for life changes, like employee marriage, divorce and new children
  • Available online (web-based)

Price: Free

 

12. OANDA Currency Converter OANDA Currency ConverterIf you do business abroad or invest in foreign markets, chances are you have need for currency conversion. Enter OANDA Currency Converter, a mobile app that puts currency exchange rates at your fingertips. In addition to monitoring current rates, you can convert from any one currency to any other.

Features:

  • Monitor exchange rates
  • Convert from any currency to another
  • Available for iOS, Android, and Blackberry

Price: Free

 

13. TSheets TSheetsIf you charge your clients on an hourly basis, then you need a simple way to track every minute of your time. That’s where TSheets comes in, with time-tracking gone techy: assign tasks, track time spent on a project, and even enable your phone’s GPS to map and record the time you spend traveling for business. Features:

  • DCAA and DOL compliant
  • Real-time timecard reporting, sorted by date, period, employee, project, and other details
  • Available online (web-based) and for iOS and Android

Price: Free Trial; Accounts from $20/month + $5/user per month

 

14. Time Timer Time TimerIf TSheets doesn’t fit the bill, look to Time Timer, a simple tool that turns your desktop or mobile device into a robust timer. Time Timer is available in five modes – hours, minutes, seconds, custom (periods), or clock – so you can customize to meet your business needs – and billable periods. Set alarms, create auto-repeat timers, and even lock your timer to prevent procrastination.

Features:

  • Create custom timers that help you bill per hour, per minute, or per set period
  • Quick-start feature allows you to save timers and start with just a click
  • Available for Mac, PC, iOS and Android

Price: $1.99-$24.95

 

15. Breaux Software’s “Simple” Suite Breaux Software Simple SuiteIf you prefer single-function solutions to über powerful, all-in-one software suites, check out Breaux Software offerings. From Simple Invoices, which creates on-the-go sales invoices, to Simple Service Agreement, which, unsurprisingly, generates agreements for new service contracts, Breaux Software has created buy-as-you-need-them, “simple” solutions to everyday money-related headaches.

Features:

  • Purchase only the solutions you require for your business – no fluff or unused features
  • Offerings include Simple Sales Invoices, Simple Services Invoices, Simple Price Quotes, Simple Purchase Orders, Simple Sales Orders, and Simple Job Proposals
  • Available for iOS

Price: $1.99-$9.99

 

16. inDinero inDineroInDinero is an all-in-one financial package that handles your accounting, payroll and taxes. The beauty of inDinero is that it’s built for any entrepreneur – not just those with a background in bookkeeping or taxes: the software is intuitive and the dashboard easy to understand. The goal of inDinero is to give you insight into where your money is going: income and expenses over time, balance sheets, profit and loss statements, and more.

Features:

  • Easy to use and built for entrepreneurs, not number-crunching accountants or tax professionals
  • Forecasting feature grants insight into the next 12 months of company financials
  • Available online (web-based)

Price: Contact for pricing

 

17. Intacct Small Business Intacct Small BusinessIf QuickBooks and the other bigwigs are too big for your small business, consider Intacct Small Business. Designed for companies with 20 or fewer employees, this accounting solution offers robust functionality for all your financial needs: think tight security, automated processes, 150 out-of-the-box reports and dashboards, and more. You can even team up with an AICPA member CPA firm to collaborate on financial management.

Features:

  • Enjoy a 360º view of your company’s financials, via 150 out-of-the-box tools and image-rich dashboards
  • User-defined access and robust security afford strict control over all your business financials
  • Available online (web-based)

Price: Contact for pricing

 

18. Intuit Online Payroll Intuit Online PayrollIntuit is another major player in the accounting industry, and their Online Payroll offering is a good fit for small businesses. Payroll is an unavoidable headache for many entrepreneurs, but Intuit makes it a little easier with easy calculations for state and federal taxes, deductions, and all the other nitty gritty, stress-inducing details that go into your company payroll.

Features:

  • Online wizard helps you step-by-step through the setup process
  • Automated system alerts remind you of upcoming tasks, calculates payroll taxes, and even sends your financials to QuickBooks or other accounting software
  • Available online (web-based)

Price: Free Trial; Starting at $20/month

 

19. Quosal QuosalEven though we shouldn’t, we all judge a book by its cover: streamlined and shiny gets our attention. That’s why Quosal offers up a simple solution to creating polished, professional quotes to send to clients – without all the laborious design, branding and other details fancy quotes normally require. The software streamlines the process, taking you from quote inception to preparation to resolution – all simply, easily, and wrapped up in a pretty impressive package.

Features:

  • Create impressive, high-impact quotes and proposals easily
  • Develop templates to re-use
  • Available for Windows

Price: Contact for pricing

 

20. Sage One Sage OneAs its name implies, Sage One is designed for very small (read: one-person, or close to it) enterprise: freelancers, startups, consultants and solopreneurs who have little experience with bookkeeping and accounting. But don’t let its small audience fool you – Sage One is powerful. The tool bundles online collaboration with professional invoicing, so you can track and manage your projects, clients and finances, from invoicing to payments, and from expense tracking to financial reports generation. Features:

  • Simple accounting designed for entrepreneurs without a numbers background
  • Automated invoicing is easy for you and convenient for your clients
  • Available online (web-based)

Price: Free Trial; Sage One Accounting Standard at $24/month

 

21. Sage 50 Accounting Sage 50 AccountingIf Sage One doesn’t quite meet your business needs, you may be ready to move up to Sage 50 Accounting (formerly Peachtree Accounting). This service level is broken down into three options: Sage 50 Pro Accounting, for basic accounting needs; Sage 50 Premium Accounting, for managing the finances of your expanding business; and Sage 50 Quantum Accounting, which offers enterprise-level business management and financial tools.

Features:

  • Advanced ERP functionality without the sky-high price tag
  • Out-of-the-box, multi-functional accounting and business management, customized to your industry
  • Available for Windows

Price: $299-$5,499+

 

22. Sage Payments Sage PaymentsOne final Sage offering for small business owners: Sage Payments. This tool is exactly what it sounds like – a way to receive payments. But there’s a twist: Sage Payments empowers you to accept multiple payment types from anywhere, so whether you’re running a credit card at a store location or taking a debit card over the phone, there’s no problem. Even better, a real-time dashboard gives you one-click access to all your payment information.

Features:

  • Accept all major credit cards, private label cards, and debit/PIN cards
  • Log in to your dashboard for real-time payment updates
  • Available online (web-based)

Price: Swipe rates as low as 1.85%

 

23. GetPaid! GetPaid!If all you’re interested in is simple time-tracking and invoicing, let’s rewind to GetPaid! This handy iOS app sports an intuitive (and shiny) interface that makes it easy to log your time and generate invoices based on hourly or project rates. Export your invoices to PDF or HTML, send to your clients and, in the words of the app, get paid!

Features:

  • Easily track your time across multiple job sessions, clients, projects, and more
  • Export invoices to PDF or HTML format
  • Available for iOS

Price: $4.99

24. Advsor AdvsorGet involved in your back-office operations – accounting, payroll, and HR – with Advsor. Robust software is a single point of entry to manage and monitor your business financials, employees, and HR activity, all seamlessly integrated with your SaaS provider. What’s more, Advsor goes beyond just basic accounting functions to output your data into reports that reveal important business intelligence to fuel decisions and scale intelligently.

Features:

  • Integrates with popular SaaS solutions
  • Manage accounting, HR and payroll in one location
  • Available for Windows

Price: Contact for pricing

25. GnuCash GnuCashOpen-source and completely free, GnuCash is accounting software that even the most cash-strapped startup or small business can afford. The desktop software performs all basic accounting, like tracking your bank accounts, expenses, income, vendor tracking, payroll, taxes, stocks, and more – all based on professional accounting principles to ensure your books balance and finances make sense.

Features:

  • Track income and expenses, manage payroll, record collected tax, and more
  • Download in your choice of more than 20 languages
  • Available for Windows, Mac, Linux and other platforms

Price: Free

26. Expensify ExpensifyA favorite among freelancers, entrepreneurs and small business owners, Expensify is all about making expense reports and tracking as simple as possible. Connect your employees to Expensify to input receipts (as easy as a cell phone photo) and then match the receipt to an expense – no manual entry or mind-numbing steps required. What’s more, Expensify has an in-house travel feature that syncs your travel receipt and notifies you of any trip updates. Expensify also integrates with Xero, Quickbooks, Evernote and Dropbox.

Features:

  • Tag any expense with categories or projects, for easy filtering and expense-generation
  • Employees can attach receipts to expenses with no manual entry
  • Available online (web-based)

Price: Free

27. LessAccounting LessAccountingIf you do your own accounting (and don’t love it), LessAccounting will win your heart. The tool’s tagline is a cool, “All small business accounting software sucks, we just suck the least.” – and they mean it. A sleek interface and intuitive design makes LessAccounting easy to use, which means you spend less time on the tedious tasks of data entry, mileage review, expense reporting, proposal generation, and more. Save hours. Save your sanity.

Features:

  • Designed especially for freelancers, photographers, designers, marketers, consultants, and developers
  • Compatible with complementary tools, including Paypal, Shopify, Basecamp, and LessTimeSheet
  • Available online (web-based)

Price: Free Trial; Account for $36/month

 

28. Billings Pro Billings ProWhen looks matter, Billings Pro delivers with sleek, professional invoicing to impress any client. This simple tool, available from Marketcircle, makes easy the laborious task of designing and creating expert invoices: choose from Billings Pro’s templates, personalize to fit your brand, and generate a custom invoice for your client in minutes. The app also tracks your time, expenses, and mileage, to add with a click to your final invoices.

Features:

  • Track time, project expenses, mileage, travel costs and more, to add to your invoices
  • Generate custom, branded invoices in minutes
  • Available for Mac, iPhone and iPad

Price: Free basic account; Freelance account from $5/month

 

29. Mint.com Mint.comMint.com rules the personal finance world, but did you know you can use it for small business, too? While this free, online tool doesn’t handle payroll, benefits, or other complicated business functions, it does one thing really well: it tracks money in, money out. Log in to your dashboard for at-a-glance insights into your business bank accounts and portfolio, complete with categorized expenses, goal creation, and budgeting. Features:

  • Dashboard view presents bank data as easy-to-understand graphs and charts
  • Sync Mint.com to your bank account to automate import
  • Available online (web-based)

Price: Free

 

30. OfficeTime OfficeTimeIf you have billable hours, you’ll appreciate OfficeTime, an hours-tracker built for consultants, freelancers, contractors and other self-employed who dread the drudgery of paperwork. The simple program tracks how much time you spend per project or task, and displays accumulated time so you never go over budget. For larger projects or businesses, you can even run team timers.

Features:

  • Track time spend across projects, tasks or clients
  • Collaborate with team members, including individual and collective hours tracked
  • Available for Mac, Windows and iOS

Price: $47 one-time fee

 

31. Microsoft Dynamics GP Microsoft Dynamics GPThere’s more to Microsoft than word processing and spreadsheets: enter Microsoft Dynamics GP, a comprehensive ERP solution that gives you total control over your supply chain, project management, finances, human resources, customer relationships, and more. On the financial side, MS Dynamics GP allows you to manage employees (and payroll), record vendors, and track customers – even across multiple countries and currencies. Features:

  • Looks and functions similarly to Microsoft Office, so it’s intuitive for most computer users
  • Reduce inefficiencies and misinformation by linking information to people
  • Available for Windows

Price: Free Tour; Contact for pricing

 

32. ZenPayroll ZenPayrollLike other single-function software applications, ZenPayroll focuses on doing one thing perfectly. In this case, of course, that’s payroll: simply enter employee hours, earned overtime, bonuses and reimbursements. ZenPayroll automatically calculates, pays and files all your State and Federal payroll taxes electronically and paperlessly. We also prepare all your end-of-year documents such as W-2 and 1099 forms. The system can also enable direct deposit to your employees – and can give you access to payment history, pay stubs, and other information for each of your employees. Now breathe deeply and say om

Features:

  • Easily update with employee changes: new hires, marriage, new babies, etc.
  • Integrates with popular financial and accounting software, including QuickBooks and Xero; for a full list of integrations click here https://zenpayroll.com/integrations
  • Available online and through any web-enabled device.

Price: 2 Month Free Trial; Accounts from $25/month + $4 per person (first 10 employees; $2 per employee thereafter)

 

33. FreeAgent FreeAgentFreeAgent is a cloud accounting solution with non-accountants in mind: built for small business owners, freelancers and the self-employed, FreeAgent is dedicated to simple, affordable and stress-free accounting – without all the jargon, legal know-how, and number-crunching some of the bigger accounting suites require. Manage your projects, expenses, and tasks, throw in mileage tracking and integration with Paypal, Basecamp, and Google Apps, and you have the people-friendly FreeAgent.

Features:

  • Manage currencies, billing rates, invoices, expenses, and budgets for your projects
  • Attach expense reports, time slips and images to invoices
  • Available online (web-based)

Price: Free Trial; Account for $20/month

 

34. Xero XeroXero is a robust, web-based (cloud) accounting suite tailor-built for small businesses. The tool offers a comprehensive feature set for almost all financial needs, from unlimited users and multi-currency everything, to invoicing, purchase orders, bill pay, and expense reporting. More than 300 third-party apps integrate with Xero to make it even more powerful – and tailored to your business needs.

Features:

  • All-in-one solution to small business finances, including invoicing, ordering, bill payment, and expense tracking
  • 300+ add-ons and apps customize Xero to your needs
  • Available online (web-based) and for iOS and Android

Price: Free Trial; From $20/month

 

35. SplashMoney SplashMoneySplashMoney is simple money management, anytime, anywhere. Just connect the app with your bank account, and SplashMoney will automatically download all deposits and expenses. You’ll have at-a-glance visuals of where your money goes – and how much you’ve made over a given period – and you can create business budgets, generate various reports, and output your data to charts.

Features:

  • Automatically sync your bank account data
  • Create budgets, generate charts, and export data to rich reports
  • Available for Windows, Mac, iOS, Android, Blackberry, Palm, and Windows Mobile

Price: $4.99-$29.95

 

36. Concur Expense Reports Concur Expense ReportsUnfortunately, there’s no way to eliminate expense reporting from business – but there is a way to make the process a little less painful. Enter Concur Expense reports, a web-based tool that automates expense-reporting workflow and approval, eliminates receipts, and analyzes your data to save you money and (even better?) time. That’s less time spent on this hateful task.

Features:

  • Go paperless: no paper invoices, receipts, or reports requires
  • Upload your receipts (via camera photo) directly to your reports
  • Available online (web-based) and for iOS, Android and Blackberry

Price: Free Trial; Contact for pricing

 

37. Xactly Incent Express Xactly Incent ExpressIf you compensate or incentivize employees based on sales, Xactly Incent Express is designed to make your life a little easier. Log in to your account to create new sales compensation plans, calculate sales commissions, check your payroll, and export programs – all integrated into the Salesforce.com database. Beyond its basic functionality, Incent Express also helps you analyze costs to create better, more profitable plans.

Features:

  • Designed for small businesses with 100 or fewer payees
  • Functions as an add-on to the online CRM from Salesforce.com
  • Available online (web-based)

Price: Free Tour; Contact for pricing

 

38. QuickBooks Online QuickBooks OnlineYou can’t look for small business accounting tools without stumbling across QuickBooks, one of the oldest and most established names in the industry. With QuickBooks Online, Intuit has taken its powerful accounting suite into the cloud to schedule billing, track expenses, balance your accounts, and automate date backups. QuickBooks Online for Small Business bundles solutions in three robust packages: Simple Start, for the smallest businesses; Essentials, for up to 3 users and 200 monthly expenses; and Plus, the unlimited version.

Features:

  • Access your accounting anytime, anywhere
  • All data is automatically backed up to the cloud
  • Available online (web-based)

Price: Free Trial; Accounts from $12.95-$39.95/month

 

39. NolaPro NolaProNolaPro is billed as “incredibly powerful” accounting software for small business – and it is. This comprehensive product integrates almost any and every feature small businesses and entrepreneurs need, and makes them available in one intuitive, simple interface. Track orders, inventory, payables, payroll, ledgers, and accounts, and add support for your point-of-sale (POS) system, bookkeeping, account auditing and more.

Features:

  • Free automatic updates keep your data backed up, always
  • All-in-one financial and accounting solution for small business
  • Available online (web-based)

Price: Free Basic Account; Upgrades available

 

40. Kashoo KashooName yourself CFO with Kashoo, cloud accounting software for the every businessperson. You’ll appreciate basic accounting features, like connecting to business bank accounts and credit cards, categorizing income, and generating expense reports for tax purposes, and will love Kashoo’s professional invoicing, visual dashboards, and other shiny extras.

Features:

  • Cloud-based accounting means you can access your books from anywhere
  • Double-entry, secure accounting for all your financial statements and bank reconciliation
  • Available online (web-based) and for iPad

Price: $49-$199/year

 

41. Cheqbook CheqbookFor small business owners in search of a no-fuss solution to their accounting woes, Cheqbook delivers with an easy-to-use interface that doesn’t skimp on the advanced features professional bookkeepers and accountants require. Cheqbook bundles time-saving tools, like smart categorization and bulk transaction import, with a truly robust feature set that makes it easy to lock your books, generate 15+ reports, manage bills, print checks, split transactions, and export data.

Features:

  • Powerful enough for pro users, but simple enough for beginners
  • Integrates with Paypal, Stripe and Vanco payments
  • Available online (web-based) and for iOS and Android

Price: Free Trial; Accounts from $9.87/month

 

42. Wave WaveWhen you’re your own boss, you’re often your own accountant, too. If you struggle with the financial side of business, let Wave lend a hand with intelligent, web-based software that handles bookkeeping/accounting, payroll and invoicing. Wave will even set you up to accept instant credit card payments.

Features:

  • Cloud-based accounting with automated backup means you’ll never lose your data
  • Double-entry accounting and payroll is guaranteed to be accurate
  • Available online (web-based) and for iOS

Price: Free invoicing and account; Payroll at $5/person

 

43. GoDaddy Online Bookkeeping (Formerly Outright) GoDaddy Online BookkeepingGoDaddy Online Bookkeeping, formerly Outright, is an all-in-one solution for small business accounting. Import and categorize your expenses and sales data; link accounts from your bank, credit cards, Paypal, and more; automate tedious bookkeeping to maintain IRS compliance; and always have at-a-glance access to all your company financials. Best of all, GoDaddy Online Bookkeeping keeps all your finances organized, so come tax time all you have to do is print the Schedule C worksheet.

Features:

  • All-in-one accounting that prepares you for tax season
  • Link accounts: bank, credit cards, Paypal, Amazon, eBay, Etsy, Freshbooks, Harvest, Shoeboxed, and more
  • Available online (web-based)

Price: From $9.99/month

 

44. BackOps BackOpsBackOps may sound like a covert tool, but the reality is that this cloud-based accounting software is a transparent back-office automation solution. Targeted primarily to stay-at-home entrepreneurs and freelancers, BackOps relies on user feedback to create better technology. The result: accounting software that could not be easier to use and a dashboard that makes the results easy to understand.

Features:

  • Access real-time financial data from your dashboard
  • All-in-one solution to bookkeeping, banking, reporting, billing and expense reporting
  • Available online (web-based)

Price: Free Tour; Contact for pricing

 

45. KashFlow KashFlowIf you don’t love doing your books, KashFlow feels your pain. In fact, the tool’s creators loathed accounting, so they built KashFlow – accounting software that makes financials simple and fast, if not fun. The app makes it easy to automate repetitive accounting tasks, like tedious invoicing, payroll, estimate and quote generation, and more. It also plays nicely with complementary tools, including Dropbox, Paypal, MailChimp, and your favorite CRM solution.

Features:

  • Powerful accounting – zero accounting jargon
  • Rich add-on library allows you to create a tool perfectly suited to your business
  • Available online (web-based)

Price: Free Trial; Contact for pricing

 

46. Workday Financial Management  Workday Financial ManagementIf you’re looking for beyond-the-basics accounting functionality, Workday Financial Management can jump on your shortlist. This cloud-based accounting tool unifies a suite of financial solutions, making it easy to track expenses, manage revenue, generate expense reports, and more. It also bundles in advanced features, from project management and asset management to real-time business insights and IRS-auditable process management.

Features:

  • Detailed drill-down of all your accounting and financial data allows for intelligent and informative business insights
  • Establish in-app workflow areas, to easily organize your financial processes
  • Available online (web-based)

Price: Free Demo; Contact for pricing

 

47. Zoho Books Zoho BooksZoho’s productivity suite is quite powerful, and Zoho Books enters the ring with online accounting software. The intuitive interface offers a solution to project tracking, bank reconciliation, invoicing, expense reporting, and more – almost any bookkeeping function a small business owner could need. Freelancers, particularly, will appreciate the all-in-one time and expense tracking that integrates with invoicing, as well as payments due, account balances, and overdue invoices functions.

Features:

  • All-in-one accounting suite for bookkeeping, time tracking, invoice generation, and expense reporting
  • Seamlessly integrates with other Zoho products
  • Available online (web-based)

Price: Free Trial; Account at $24/month

 

48. TurboCASH Accounting TurboCASH AccountingIf you love free, check out TurboCASH Accounting, a desktop-based accounting solution. The program allows for multiple users and offers up all standard accounting tools, like ledgers, balance sheets, inventory, invoicing, and income statements, and even throws in VAT accounting for global businesses. Be warned that TurboCASH Accounting was not created for the numbers-newbie, so it is a better choice for small business owners with accounting experience.

Features:

  • Covers 80 different tax regions and 25 languages
  • Powerful accounting software for your PC
  • Available for Windows

Price: Free; $25 donation appreciated

 

49. NCH Express Invoice NCH Express InvoiceIf you’re looking for an easy, affordable way to create invoices, look no further: NCH Express Invoice lets you create invoices, proposals, quotes and orders in just a few clicks, thanks to simple templates. You can then send your invoices via fax, print, or email (PDF format) – and track responses, payments, overdue accounts, and your sales team performance.

Features:

  • Inbuilt support of multiple tax rates
  • Easily generate proposals, quotes and invoices
  • Available for Windows, Mac, iOS, Android and Kindle

Price: $69.95

 

50. Simplazz 1-2-3 Simplazz 1-2-3Simplazz 1-2-3 is small business accounting software meant to keep your finances as simple as 1-2-3 (get it?). You don’t need an accounting degree (or serious math chops) to work in Simplazz 1-2-3, but that doesn’t mean the tool doesn’t do its job: it’s based on the old-school cashbook method (think balancing your checkbook) and looks like an Excel spreadsheet, but it keeps your books perfectly balanced and your income/expenses easy to understand. For solopreneurs and freelancers looking for simple and basic, Simplazz 1-2-3 does the trick.

Features:

  • Based on the easy-to-understand cashbook method
  • Saves hours of bookkeeping time, without steep learning curves and distracting bells and whistles
  • Available for Windows

Price: Free Trial; Full version $147-$198

 

Direct Capital provides small businesses with a variety of financing options. Visit our website to learn more.
Equipment Financing, Equipment Leasing and Working Capital* Solutions from Directing Capital:

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*Working capital not available in the following states: AK, DE, ND, VT

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